House to Home Relocation can help clients with the selection of an interstate mover, whether it’s a national van line, or a local private company that is licensed to handle out-of-state moves from Florida. The document below gives some tips about the moving industry, to include insurance coverages.
For interstate moves, charges are based on actual weight and distance traveled. You’ll want to understand whether the estimate is (l) nonbinding, (2) binding (not to exceed), or (3), firm-binding. In most cases, estimates are binding.
- Nonbinding: based on actual weight and services performed; and charges can vary depending on whether the actual weight and services are higher or lower than estimated.
- Binding (not to exceed): charges are capped at the estimate amount. However, if actual is less than, then the lesser amount is paid.
- Firm-binding: initial quote becomes the price that will be paid.
It is important to inform the mover in advance of delivery expectations (delivery during a certain period of time, etc.) and of any difficulties in accessing the destination site (stairs, long carry, floors, use of elevators, parking in the community, etc), since these will affect the price and may not be included in the estimate. Movers may want to employ a “shuttle” vehicle for the initial pick-up or final delivery if the larger truck is unable to perform a safe , direct delivery. There is a charge for shuttle service, and of course, personal belongings are shifted between the “shuttle” vehicle and the final vehicle that transport to the final designation.
It’s important to determine in advance how the mover expects to be paid (check, cash, credit card, other). The mover will include in its estimate charges for any additional packing items, such as mattress bags or boxes to protect the mattress, picture boxes, mirror boxes, crates for items such as marble/certain pieces of furniture, etc.
The time of year for a move can impact the price and efficiency of service received. The heavy moving industry season is typically between June 1 and Sept 30. So, service may be slower due to heavy workload and costs are typically higher during this time period. Time of the month is also important. Many leases expire on the first or last day of the month, so movers are typically busy during these times. Movers should be scheduled at least 4 weeks or more in advance of a move during this busy period. And during June-September, even more than 4 weeks out.
The mover will expect payment once his delivery is completed. You may wish to tip (OPTIONAL) each mover at the end of the move (usually $10-$40/per mover—depends on quality, State) if you find their work and service is exceptional.
Movers provide three basic types of coverage:
- Limited liability coverage is provided by the mover at no extra cost; minimum amounts are set by each State. In Florida, it should be $.60/pound. The mover’s responsibility for a damaged TV, for example, might be $.60 x 50 lbs or $30.00.
- Added valuation coverage provides additional coverage based on the stated value of the items being moved. If coverage costs $10 per $l,000 of declared property, for example, then $20,000 of coverage would cost $200. The amount reimbursed is the replaced value, less depreciation. You must purchase added valuation coverage based on the stated value of the entire shipment, not just a particular item.
- Full value replacement coverage pays the entire cost of repair or replacement, without any deduction for depreciation. Full value coverage typically costs more than added valuation coverage and there may be a minimum charge. Again, this is based on the value of the entire shipment.
We typically recommend that for interstate moves, full value replacement coverage be obtained if a shipment includes antiques, fine art and collectibles and furnishings. In some cases, interstate movers who are industry partners with the National Association of Senior Move Managers might provide this insurance at a discounted price. We can facilitate these discussions with movers to ensure you have adequate coverage.
Any items packed by owner (PBO) or another company are not insured by the licensed mover. Before you decide to purchase insurance from a mover, determine if your homeowner’s policy already covers moving or if an addendum or rider can be obtained that provides better coverage at a cheaper cost.
We offer a free on-site consultation with no time limit!